Monthly Archives: November 2011

Survey reflects tight credit conditions

Recent home buyers are staying well within their means with notably higher incomes and modestly higher down payments than buyers in the previous year due to the restrictive mortgage credit environment, despite historically favorable housing affordability conditions, according to 2011 … Continue reading

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Significant difference in inventories, timelines between judicial and non-judicial states

The September Mortgage Monitor report released by Lender Processing Services, Inc. continues to show significant differences between states that process foreclosures following a judicial vs. non-judicial foreclosure process.

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Home Price Index shows decline in August

The average home price nationwide has declined 28.3 percent since the market peaked in June 2006, according to the most-recent Home Price Index by Lender Processing Services.  The LPS HPI summarizes national home prices by tracking monthly prices in more … Continue reading

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A Bright Spot: California housing affordability improves in Q3

California housing affordability improves in Q3 The percentage of home buyers who could afford to purchase a median-priced, existing single-family home in California rose to 52 percent in the third quarter of 2011, up from 51 percent in second-quarter 2011 … Continue reading

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Builder Confidence declines in Q3 for 55+ housing market

Builder Confidence declines in Q3 for 55+ housing market Builder confidence in the 55+ housing market for single-family homes fell three points to 12 compared with the same period a year ago, according to the latest National Association of Home … Continue reading

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Homeowner vacancy rate remains steady in Q2

Homeowner vacancy rate remains steady in Q2   The national vacancy rate for homeowner housing was at 2.5 percent in the second quarter, according to the Dept. of Commerce’s Census Bureau.  The rate was approximately the same as that of … Continue reading

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82 percent of refinancing homeowners maintain or reduce mortgage debt in Q3

82 percent of refinancing homeowners maintain or reduce mortgage debt in Q3   In the third quarter of 2011, 82 percent of homeowners who refinanced their first-lien home mortgage either maintained about the same loan amount or lowered their principal … Continue reading

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Cute: A Reader Sent This To Me

A public school teacher was arrested today at John F. Kennedy International airport as he attempted to board a flight while in possession of a ruler, a protractor, a compass, a slide-rule and a calculator.

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CoreLogic September Home Price Index declines in September

CoreLogic September Home Price Index declines in September   CoreLogic recently released its September Home Price Index (HPI) which shows that home prices in the U.S. decreased 1.1 percent on a month-over-month basis, the second consecutive monthly decline. According to … Continue reading

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Home values flat in third quarter

Home values flat in third quarter   Home values remained relatively unchanged in the third quarter, declining 0.2 percent compared with the second quarter, according to Zillow’s third quarter Real Estate Market Report.  The Zillow Home Value Index declined 4.4 … Continue reading

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